1 PROTECTS YOUR LARGEST INVESTMENT
A home is probably the single largest investment Owner's title insurance is a one-you will make in your life. You insure everything else that's valuable to you—your life, car, health, pets, etc., so why not your largest investment? For a one-time fee, owner's title insurance protects your property rights for as long as you own your home.
2 REDUCES YOUR RISKIf you're buying a home, there are many hidden issues that may pop up only after you purchase your home. Getting an owner's title insurance policy is the best way to protect yourself from unforeseen title discrepancies. Don't think it will happen to you? Think again. Title claims can include:outstanding mortgages and judgments, or a lien against the property because the seller has not paid his taxespending legal action against the property that could affect youan unknown heir of a previous owner who is claiming ownership of the property
3 YOU CAN'T BEAT THE VALUEOwner's title insurance is a onetime fee that's very low relative to the value it provides. It typically costs around 0.5% of the home's purchase price.